Insurance Underwriter

Location: Sacramento, CA (Hybrid – 1 Month Onsite Training, then Remote with Monthly Office Visits)

Schedule: Monday–Friday, 8:00 AM – 5:00 PM

Salary Range: $65,000 – $85,000 (Based on Experience)

Experience Required: Minimum 5 years in prior Underwriting experience (Mortgage, Banking, Insurance…etc.)

Position Summary:

We are seeking a seasoned Insurance Underwriter to join our team in Sacramento, CA. This role begins with one month of comprehensive onsite training and transitions to a remote position, with one required office visit per month. The ideal candidate is analytical, detail-oriented, and experienced in evaluating risk and making sound underwriting decisions across various lines of insurance.

• Review applications, financial documents, and risk profiles to evaluate insurance eligibility

• Determine coverage amounts and premium rates in accordance with company guidelines

• Collaborate with agents, brokers, and internal teams to gather necessary information and clarify details

• Ensure underwriting decisions comply with regulatory and company standards

• Maintain accurate and complete documentation of underwriting decisions

• Participate in audits, quality reviews, and ongoing training initiatives

• Monitor market trends and adjust risk assessments accordingly

Minimum Qualifications:

• Minimum of 5 years of insurance underwriting experience (commercial or personal lines)

• Proven ability to assess risk, analyze data, and make independent decisions

• Strong knowledge of underwriting principles, guidelines, and regulatory requirements

• Excellent written and verbal communication skills

• Proficiency with underwriting software and Microsoft Office Suite

• Bachelor’s degree in business, finance, or a related field preferred

Benefit offerings include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits and 401K plan. Our program provides employees the flexibility to choose the type of coverage that meets their individual needs. Available paid leave may include Paid Sick Leave, where required by law; any other paid leave required by Federal, State, or local law; and Holiday pay upon meeting eligibility criteria.

Equal Opportunity Employer/Veterans/Disabled

To read our Candidate Privacy Information Statement, which explains how we will use your information, please navigate to https://www.lhh.com/us/en/candidate-privacy

The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:

• The California Fair Chance Act
• Los Angeles City Fair Chance Ordinance
• Los Angeles County Fair Chance Ordinance for Employers
• San Francisco Fair Chance Ordinance